To buy or not to buy, that is the question

1:20 AM Steph

A friend and I went on a tour at a nearby condominium... They're supposedly selling out units as advertised outside the building.  The price looked reasonable so we decided to take a peek.

As the broker was giving us a tour, I realized I really want a unit for myself.  The location is good, the amenities also.  Plus, they will be erecting a new tower early next year and pre-selling new units... meaning, no down payment needed!



But then, as I think about this decision even more, I realized a few points:

  • I am growing old and now feels the urge to invest my hard-earned money to something concrete
  • but then, I don't know if I can shoulder a responsibility as big as this 
  • at age 26 I am still not that stable financially, hence the second point
  • what if i get to be married (a big WHAT IF, by the way) and starts to raise a family of my own... I don't really want my children to live at a condo unit, I want them to run wild and free at a huge yard, preferably not here in the city.  Even if it means I have to travel for hours from home to work.
  • in relation to point number 4, what if i get to marry before  I ever finish paying for the unit. Getting married means my future-husband and I will have to pay bills and all other financial obligations (e.g. car loan, housing loan, etc) we incurred during singleblessedness.
  • I also have my present family to think of... two siblings still in college and plans of building our dream home finally... and what if an emergency turns up?
  •  
The complexities of growing up

*sigh


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